Credit Reporting

Make more informed decisions with information you can trust. TransUnion manages credit information on both consumers and businesses, helping businesses of all kinds better manage risk and relationships throughout the customer credit lifecycle.

The better the information you have on your customers and prospects, the better your decisions. With TransUnion Credit Reports, you can get current, comprehensive information on virtually every credit-active adult in Namibia, Botswana and Swaziland.

Credit reports feature five standard types of information:

• Identifying information
• Credit history, including collection items
• Public records
• Payment and account information
• Credit-related enquiries

Choose from a full range of delivery options along with our credit reports. Model profiles display scores that help predict future credit behaviour. Credit summaries provide a snapshot of a consumer’s obligations, and we can help you quickly locate individuals for collections.

Get comprehensive information on your debtors to better help you assess the risk associated with them. Choose from several standard formats, including an on-file offering containing historical data and an investigated offering in which TransUnion can source information based on your specific requirements. We can also customise the information you require into a standard report that can be used for low-risk assessments or a more comprehensive report for high-risk assessments.

Reduce the risk of fraud and help protect your customers and your business. You can streamline and improve the effectiveness of verification and authentication using advanced analytic tools, decisioning technologies and fraud models tailored to your business.

With more than 141 million business records, the D&B Worldwide Network is the largest business information database in the world. As a member of this network, TransUnion can give you access to D&B Business Information Reports, making it easier for you to do business locally and around the world.