Credit Report
A credit report is a record of a consumer's credit history. A good credit history can enable you to obtain credit and take advantage of a wide range of opportunities. You can see why your credit report is one of your best resources in managing your finances and financial health.
A TransUnion Credit Report reflects important information from your credit providers that are TransUnion clients, such as banks and finance companies. Public records are another source of information.
Businesses that are TransUnion clients are able to obtain this information (with consumer consent). This allows them to make fast and informed, reliable and objective decisions. It also enables them to approve loans and give credit to you within minutes.Your credit history may include the following:
- Account histories of your bill-paying record with credit grantors
- Public records of items that may affect your creditworthiness
- Enquiries, which list the companies that have requested your credit history
Anyone with a credit card or consumer loan should check their credit report regularly. TransUnion makes it easy and convenient to review and manage your credit report.
Enjoy these benefits by regularly reviewing your TransUnion Credit Report:
- Make sure your credit report is accurate and up to date.
- Know what is being reported about you by your credit providers.
- Learn which credit providers have reviewed your credit report.
- Spot potential identity theft and credit fraud early.
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