Business Information Reports

Comprehensive and accurate information can give you a comprehensive view of the businesses you deal with. Whether you want to segment the market, target new business or identify profitable customers, our business information reports can help you make more informed business decisions.

Obtain in-depth information on businesses and their principals. The following modules of information are available on businesses and principals:

• Business identification and address, registration detail and VAT number
• Civil court record and default data
• Director information, address and ID
• Civil court records, default data, notarial bonds and enquiry history on principals
• Links to other businesses, year established and status of business
• Previous enquiries
• Finance, operations and affiliations
• Banking Information
• Property Information

Business Credit Reports are available in various standard formats, including an on-file offering containing historical data and an investigated offering where TransUnion can source information based on your specific requirements. Reports can also be customised to your needs, from a standard report appropriate for low-risk assessments to a more comprehensive report for high-risk assessments.

Every Business Credit Report includes a Management Guideline. This summary of the report’s content can help you make daily credit decisions, analyse the financial strength of a company and discover business opportunities at a glance. The Sole Proprietor Credit Report also includes the business owner’s individual credit information.

Now more than ever, timely access to information is essential. You can request information via Business Batch and get fast and cost-effective delivery of large volumes of processed information. This can enable you to:

• Manage existing credit limits
• Identify cross-sell opportunities
• Conduct market research and analysis
• Prioritise debtor collections
• Ensure that debtor information is kept up to date

One of the most accurate indicators as to when and if a business will make its payments is past payment behaviour. Timely and accurate payment history can help you improve your productivity and collections efforts. When you participate in Sharing Business Payment Information, you help your business and others reduce credit risk. Once a month, you provide your debtors’ book to TransUnion. This information is entered into our database and you can see your clients’ payment habits.