Retail

To help you succeed in today's highly competitive arena, TransUnion offers innovative new solutions to increase revenue, reduce risk and streamline processes. Acquire, grow and keep the best customers for your business. Make faster decisions, increase market share and improve your profitability.

Reduce risk and make faster, more accurate decisions

We can help you strengthen your offering and reduce risk throughout your customer lifecycle. Take advantage of comprehensive information sources, sophisticated analytic and decision services, as well as monitoring and consulting services. Our solutions, which can be tailored to your business, can help you:

Gain a competitive advantage with instant credit decisions
Identify cross-sell and up-sell opportunities
Reduce fraud with identity management solutions that allow you to quickly authenticate identities
Respond faster if data is compromised
Apply best-in-class account management practices
Identify and better manage areas of risk and delinquency
Reduce exposure to bad debt
Estimate affordability and capacity quickly and accurately

Increase the effectiveness of your marketing programmes

With our powerful marketing intelligence, you can better understand your market, as well as identify, acquire and retain more profitable customers. Improve response to your direct marketing campaigns. Make more strategic decisions and strengthen your campaigns by using our predictive analytics and innovative decisioning technologies.

Streamline collections and increase your revenue

Outsourcing your collections process—all or part of it—can help you collect more efficiently and profitably. We can help locate delinquent clients and collect debt faster and more efficiently. Using your debtor information, we can update your contact information and score your customers. Better yet, we only charge for successful collections.

We can also help you improve your internal collections processes, including prioritising collections for better efficiencies, through advanced analytics and decisioning.

Enjoy guaranteed peace of mind for cheque payments

We are the only company in Africa to provide a 100% guarantee on private and company cheques presented at the point-of-sale. Cheque Guarantee Services can help you protect your business against cheque fraud with:

100% guarantee of every cheque that is approved by our system
Automated information for quick decisions at the point-of-sale
24-hour, 7-day access to the Authorisations Facility

NEXT STEPS:

Request more information on Retail solutions

Explore our solutions for retail finance:

Custom Analytic and Decision Services
Take advantage of new, tailor-made solutions through our advanced Analytic and Decision Services.
Marketing Services
Target new prospects, improve retention and reduce marketing costs with a full range of services that can increase response rates.
Fraud and Identity Management
Prevent and detect fraud with early warnings and analytical solutions.
Risk Management
Help protect your profit margin by learning more about your customers with powerful risk models and advanced decisioning systems.
Collections Management
Increase the profitability of collections with strategies and tools to collect smarter and more effectively.