Portfolio Management
Reduce risk exposure and enhance relationships at the portfolio level with powerful, flexible tools for your business and consumer customers.
Use portfolio reviews to better understand customer credit over time
Manage risk better, build stronger relationships and increase profitability. Portfolio reviews help with the following and more:
- Customer account management enables you to make timely and sound decisions on credit limits, interest rates and payment terms.
- Portfolio management gives you the insight you need to monitor and address changes to your portfolio's risk level. For insurers, this allows them to better understand policyholders’ claims history over time to assist with portfolio management actions.
- Portfolio valuation allows you to assess the performance and value of current portfolios to help prevent losses and make better lending decisions.
Be aware of key credit changes with consumer Triggers
Triggers allow you to monitor customers for changes on their credit reports and in their credit behaviour. When a change or series of changes occur, you receive an alert on the consumer you have flagged. You can use this information to respond quickly to any positive or negative changes that are relevant to your business or strategy. A number of Trigger alerts are available, including:
- Judgments added, updated or removed
- Notices (administration orders, sequestrations, rehabilitations, liquidations) added, updated or removed
- Defaults added, updated or removed
- Enquiries made
- Empirica Score changes (alert when a new score meeting certain criteria has been generated on the consumer)
- Payment Profile account status changes
Take control of your business debtor’s portfolio for better performance
- Debtor Ranking Solution rapidly collates commercial data, based on a set of customisable rules, and provides an intuitive view of the potential risk associated with each debtor. The solution ranks debtors within a debtor’s book based on potential risk (high, medium or low) and an associated score. This enables you to focus limited resources more efficiently on higher-risk clients requiring more attention.
- Business Monitoring Service notifies you immediately of important changes to a business the moment they occur. You can make more informed business decisions based on accurate, up-to-date information.
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