About the TransUnion CCI Report
The CCI is a unique indicator of consumer credit health. It measures the ability of consumers to meet their credit obligations, given the constraints of their monthly household budget. The Index is based on a 100-point scale. Any number above 50 indicates consumer credit health has improved over the past year; any number below, shows it has deteriorated.
“The index has now been below 50 for two straight quarters, having dropped substantially from 55 a year earlier in Q1 2018. This is corroborated by falling consumer confidence and weak retail sales growth. With early defaults increasing by 6% y/y and household cashflow virtually unchanged y/y in Q1 2019 (-0.4), overall TransUnion consumer credit behaviour data shows rising consumer stress.”
Carmen Williams - Director: Research and Consulting – TransUnion Africa
CCI Q1 2019: Key Facts and Figures
*Data is subject to revision due to subsequent underlying data/estimation finalisation. Changes are typically not material.