TransUnion Q1 2019 Consumer Credit Index Report

The TransUnion SA Consumer Credit Index (CCI) remained unchanged at 48 in Q1 2019* according to TransUnion, a global leader in credit and information management that compiles the report.

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SA Consumer Credit

About the TransUnion CCI Report

The CCI is a unique indicator of consumer credit health. It measures the ability of consumers to meet their credit obligations, given the constraints of their monthly household budget. The Index is based on a 100-point scale. Any number above 50 indicates consumer credit health has improved over the past year; any number below, shows it has deteriorated.

Carmen Williams

“The index has now been below 50 for two straight quarters, having dropped substantially from 55 a year earlier in Q1 2018. This is corroborated by falling consumer confidence and weak retail sales growth. With early defaults increasing by 6% y/y and household cashflow virtually unchanged y/y in Q1 2019 (-0.4), overall TransUnion consumer credit behaviour data shows rising consumer stress.”

Carmen Williams - Director: Research and Consulting – TransUnion Africa

CCI Q1 2019: Key Facts and Figures

CCI Key Facts and Figures

*Data is subject to revision due to subsequent underlying data/estimation finalisation. Changes are typically not material.

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