TransUnion Q1 2018 Consumer Credit Index Report

The TransUnion SA Consumer Credit Index (CCI) rose yet again in Q1 2018 to 56 from 55 (preliminary* 54). The index measures consumer credit health where 50.0 is the break-even level of improvement and deterioration.

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SA Consumer Credit

About the TransUnion CCI Report

The CCI is a unique indicator of consumer credit health. It measures the ability of consumers to meet their credit obligations, given the constraints of their monthly household budget. The Index is based on a 100-point scale. Any number above 50 indicates consumer credit health has improved over the past year; any number below, shows it has deteriorated.

Stephen de Blanche

"Distressed borrowing is still relatively benign and below 2015/16 highs, which means households on average do not face immediate financial or budgetary risks. But adds a word of caution, while households might be feeling some relief, they don’t seem financially strong enough to meaningfully reduce debt loads."

Stephen de Blanche, Regional Vice President, Financial Services, TransUnion Africa

CCI Q1 2018: Key Facts and Figures

CCI Key Facts and Figures

CCI Q1 2018: Insights

Infographic

Unpack the most important facts, findings and insights held in this quarter’s infographic. Download our latest version here.

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