TransUnion Q4 2019 Consumer Credit Index Report

The TransUnion SA Consumer Credit Index (CCI) fell marginally to 52 in Q4 2019 (from a downwardly revised 53 in Q3 - previous 54), according to TransUnion, a global leader in credit and information management that compiles the report.

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SA Consumer Credit

About the TransUnion CCI Report

The CCI is a unique indicator of consumer credit health. It measures the ability of consumers to meet their credit obligations, given the constraints of their monthly household budget. The Index is based on a 100-point scale. Any number above 50 indicates consumer credit health has improved over the past year; any number below, shows it has deteriorated.

Carmen Williams

“While the CCI remained above 50 in Q4 2019, an index level of 52 signals only mild improvement in consumer credit health and should not be taken to mean significant improvement yet in what remains a tough economic environment.”

Carmen Williams - Director: Research and Consulting – TransUnion Africa

CCI Q4 2019: Key Facts and Figures

CCI Key Facts and Figures

*Data is subject to revision due to subsequent underlying data/estimation finalisation. Changes are typically not material.

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