What is a credit report?
Your personal credit report is a compilation of data supplied to credit bureaus (like TransUnion) by lenders and service providers from which you’ve borrowed or purchased services in the past. It contains information about your financial history and payment behaviour.
A business credit report contains information on past payment behaviour and provides a robust assessment of a business’s creditworthiness.
Why is it important?
Your personal credit report can tell you the state of your financial background, payment history and creditworthiness — and even flag potential identity theft and consumer fraud.
Your business credit report provides a robust view of your company's financial profile, verifying its validity and maturity. It also helps you spot and prevent fraudulent activity, enhancing security and financial integrity.
Where can you get yours?
You get one free personal credit report per year from TransUnion and other credit bureaus in the country.
Better manage your business’s finances and if need be, get crucial assistance.
Access your TransUnion Business Credit Report now.
Now, what’s next?
Where are you in your credit journey?
- I need to start
- I’ve started but need to improve