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Be the reason you own a home or car

Your credit journey starts here, and the choices you make today will shape the opportunities available to you tomorrow. Building a positive credit history paves the way for your future goals — whether that’s owning a home, buying a vehicle or making other big financial moves. By understanding how credit works and taking steps to build a solid credit history, you're setting yourself up for success. 

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Firstly, what is credit?

Credit is the ability to get goods or services before payment.

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Next, what is a credit score?

A number that indicates your creditworthiness. 

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Then, what is a credit report?

Information about your financial history and behaviour.

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Now, what’s next?

Where are you in your credit journey?

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