Consumers with a credit history but limited levels of credit participation. They are limited to a single type of credit product with no more than two open accounts of that type and have been active in the credit market for at least two years.

New-to-Credit (NTC) | 2 million in SA

Consumers entering the credit market for the first time.

Problems we solve

Overcome limited credit histories

Extend opportunities to unbanked and underbanked consumers including credit unserved, credit underserved and new-to-credit.

Create custom audiences

Deliver tailored marketing messages to build trust and brand awareness.

Onboard smoothly

Provide an inclusive digital consumer onboarding experience.

Build brand loyalty

Execute intentional retention and cross-sell strategies.

Evaluate more consumers

Evaluate more consumers using alternative data and advanced model development.

Manage and grow relationships

Maintain a balance of risk and cross-sell opportunities.

How we solve them

With tools to help you execute a financial inclusion strategy around three core competencies: Empower, Engage and Evaluate.

Empower
Engage
Evaluate

Uplift consumers and drive returns

Drive returns by providing access to essential financial services.

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Improve UX and tailor offers

Foster deeper engagement and acquire more customers.

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Underwriting and management

Underwrite products and automate credit management.

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Contact Us

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