Leverage behavioural insights for a more holistic view of overall risk.
In an increasingly commoditised market, insurers must quickly and accurately assess an individual’s risk profile to provide appropriate, personalised products. To do so — and make confident, profitable decisions — you need a holistic consumer picture.
This can be achieved using trended credit-based solutions — that help predict mortality risk and policy lapses — together with alternative data attributes to reduce quote times, optimise pricing strategies and enhance proactive risk segmentation.
CreditVision ® Life Insurance Product Suite combines the predictive power of mortality data and behavioural assessments. By combining best-in-class life insurance models to improve decisioning across the policy lifecycle, you can reduce and rationalise the need for wet medical examinations while accelerating the friction-right onboarding experience of valuable customers.
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The TransUnion SA Consumer Credit Index (CCI) rose to 61 in Q3 2021, up from an unrevised 59 in Q2 2021.
Unpack the most important facts, findings and insights held in this quarter’s infographic
Optimising the Customer Journey Beyond the Pandemic