Estimate a consumer’s net monthly income with improved accuracy
Better predict a consumer’s net monthly income for more strategic marketing campaigns
and smarter credit decisions
Enriched by CreditVision data and analytics — including trended variables — Income Estimator provides a better understanding of future behaviour so you can predict possible outcomes through simple, effective credit assessments.
CreditVision Income Estimator’s predictive power lets you match product offers with more qualified prospects, retain customers on more profitable terms and collect more effectively.
By removing estimations like tax brackets, medical aid and pension fund deductions, this model predicts a consumer’s net monthly income for a more reliable assessment.
Each CreditVision Income Estimator prediction is accompanied by a specific confidence level, indicating the percentage of certainty the predicted income is within 30% (up or down) of a particular salary band.
CreditVision Income Estimator’s rich data provides a clearer view of a consumer’s net monthly income when compared to older model models.
improvement in over and under prediction rates (actual rand values)
improvement in model fit