Q2 2026 Industry Insights

Affordability Reshapes South Africa's Credit Market in Q2 2026

Sign up to watch our webinar covering consumer credit trends revealed in TransUnion’s latest Industry Insights Report (IIR). We reviewed South Africa credit product performance in Q2 and discussed:

Personal lending split in two directions — bank originations rose 7.7% on larger, better-performing loans, while non-bank originations grew 21.3% on scale and smaller- ticket lending, with delinquency trends diverging sharply
Retail credit turned selective as originations fell across clothing, revolving and instalment — while balances, exposure and repayment outcomes diverged by product
Vehicle finance remained resilient as originations held and performance improved — while a shift to new vehicles and longer terms affected how consumers finance mobility

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Q2 2026 Industry Insights

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