CreditView

TransUnion® CreditView™  delivers API-powered modules that easily integrate credit reporting and monitoring into your existing ecosystem, giving consumers the tools to better understand, manage and optimise their credit health.

Key features and benefits

• Credit report: Gives consumers a clear view of their credit history, helping them track their financial behaviours and make informed decisions
• Credit score: Helps consumers understand how lenders may assess their creditworthiness, enabling better financial planning
• Credit snapshot: Provides a quick, simple overview of key credit metrics, making it easier to monitor financial health at a glance
• Credit alerts: Keeps users informed of critical changes to their credit profiles, allowing them to respond proactively
• Debt analysis: Helps borrowers recognise and manage high debt levels across different credit accounts to improve financial stability
• Score simulator: Enables people to explore different credit scenarios and understand how financial choices — such as paying off debt or taking out a new loan — might impact their credit scores before making a decision
• Offers engine: Helps businesses deliver personalised financial product recommendations to consumers based on their credit profiles and eligibility, connecting them with relevant lending opportunities

How it works

CreditView puts the power of credit reporting and monitoring directly in consumers’ hands. Through a partner portal or application, consumers can seamlessly navigate an intuitive platform enriched with real-time credit insights, scenario planning tools and educational resources.Applications

Consumer Profile at Acquisition

Deliver the right offer to the right person through the right channel. Identify, segment and connect with the right audiences—those most likely to respond and qualify for your products—significantly reducing campaign costs and the cost to acquire new customers.

Consumer Profile for Account Management

Accessing additional dimensions of consumer behaviour over time allows for more informed and confident customer marketing, line management decisions and more accurate treatment strategies.

Consumer Profile for Recovery

Identify which consumers likely can’t or won’t be able to pay, and those that will potentially yield the highest recoveries.

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