Sign up to watch our webinar covering consumer credit trends revealed in TransUnion’s latest Industry Insights Report (IIR). We reviewed South Africa credit product performance in Q4 and discussed:
- Vehicle finance enters a clear growth phase as softer pricing, stronger originations and improving repayment reflect growing consumer confidence and affordability
- Bank personal loans show improving repayment and larger, structured lending — while non-bank lenders maintain strong origination momentum but higher delinquencies
- Clothing credit remains resilient with deeper utilisation and improving repayment — while retail borrowing consolidates around credit-savvy consumers