Webinar

Q4 2025 Industry Insights


Reading the Recovery: South Africa's Credit Landscape

Sign up to watch our webinar covering consumer credit trends revealed in TransUnion’s latest Industry Insights Report (IIR). We reviewed South Africa credit product performance in Q4 and discussed:

  • Vehicle finance enters a clear growth phase as softer pricing, stronger originations and improving repayment reflect growing consumer confidence and affordability 
  • Bank personal loans show improving repayment and larger, structured lending — while non-bank lenders maintain strong origination momentum but higher delinquencies 
  • Clothing credit remains resilient with deeper utilisation and improving repayment — while retail borrowing consolidates around credit-savvy consumers  

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