Product

Debt Index

Improve your risk assessment by gaining a deeper view of a customer’s current indebtedness over time

Be more effective at acquiring customers and expanding business relationships

Debt Index is a generic tool used to determine the debt index for a consumer at a particular point in time, as well as plot the historical trend of the consumer’s debt burden. This is valuable because simply tracking payment levels doesn’t provide a complete picture of an applicant’s financial circumstances. The higher the debt index, the higher the propensity for delinquency. So the Debt Index presents an increased correlation to risk. By viewing the increase or decrease in indebtedness, you gain a more accurate view of your prospective and existing customers’ financial circumstances, as well as their ability to take on more credit or meet existing credit obligations.

Applications

Debt Index provides you with a view of consumer indebtedness over time, enabling you to optimise your risk assessment across all phases of the credit lifecycle

Acquisition

With Debt Index, you can get a more accurate view of your prospective customers’ financial circumstances and their ability to take on more debt, enabling you to extend the right offers to the right customers.

Customer Management and Recovery

Get improved insights into the health of your existing book, enabling you to manage risk more effectively, identify upsell and cross-sell opportunities and improve your pre-collections strategies.

PRODUCT HIGHLIGHTS

Get a more reliable view of your customers

Identify opportunities for growth in your customer base

Manage collections more effectively

Contact Us

We need your consent.

TransUnion would like to send you original insight, commentary and research on data, software and analytics, early notifications of exclusive events and information about our products and services. If you would like to receive that information, please let us know using the following options

For our contact center, please call (0861) 482 482.
Alternatively, please contact your account manager directly for all other enquiries.

TransUnion is a global organization. As, part of our processing activities when your personal information is shared within TransUnion it may be transferred outside of South Africa as part of how we operate our business, which includes providing you with our products and services, conducting analytics or storage, analyzing our performance, meeting our legal obligations or conducting research and reporting.

Please read our Privacy Policy hosted in our Privacy Centre, which explains who we are, how we collect and use your personal information and how you can exercise your privacy rights.

We're sorry, your request failed. Please try again in a little while.